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How to Create a Budget that Doesn’t Feel Like a Chokehold

Let’s be real —The word “budget” makes most people feel like they’re being grounded by their own bank account. 🙅‍♀️ No fun.🙅‍♂️ No spontaneity.🙅‍♀️ No teh ais tiga layer at random cafes. But here’s the truth:A good budget doesn’t suffocate you.It gives you freedom,...

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Zero-Based Budgeting: What It Is & How to Start

Most people budget based on vibes."Okay, RM2,000 for rent, RM500 for food, RM200 for fun… and the rest? We'll see lah." But what if you told every ringgit where to go — before the month even starts? That’s what Zero-Based Budgeting is all about. And once you try it,...

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