Ever feel like you're stuck paying too much for your personal loan? Maybe the interest feels a little too high, or...
Should You Refinance Your Personal Loan? Pros & Cons You Need to Know
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How to Tackle Credit Card Debt with Aetherance
Credit card debt is sneaky. It starts small.A quick meal here. A last-minute flight there.Before you know it — 💥 boom,...
Snowball vs Avalanche: What’s the Best Way to Pay Off Debt Faster?
If debt is weighing you down, you’re not alone.But here’s the good news — there is a way out. And it starts with a...
Envelope System vs. Digital Budgeting: Which Works Better in 2025?
Remember the old-school envelope method? Your parents (or maybe you!) used to take cash, label a few envelopes — 🏠...
How to Create a Budget that Doesn’t Feel Like a Chokehold
Let’s be real —The word “budget” makes most people feel like they’re being grounded by their own bank account. 🙅♀️ No...
Zero-Based Budgeting: What It Is & How to Start
Most people budget based on vibes."Okay, RM2,000 for rent, RM500 for food, RM200 for fun… and the rest? We'll see...
Welcome to Aetherance – Your Personal Finance Co-Pilot Starts Here
Assalamualaikum & hi there!We’re so excited to welcome you to the official blog of Aetherance – a personal finance...