Small changes, big difference.
You don’t need to overhaul your lifestyle to start saving more.
Sometimes, it’s the tiny daily habits that stack up and save you serious money.
Here are 10 micro-habits that could easily help you save RM100 or more every week👇
🧃 1. Make Your Own Drinks (Save RM15/week)
Skip that RM7 bubble tea or RM10 frappuccino — just twice a week — and boom:
You’ve saved RM60/month.
Make coffee at home. Drink water. Your wallet (and health) will thank you.
🍱 2. Bring Lunch From Home 2x a Week (Save RM20/week)
Eating out = RM15–RM20/meal.
Homemade = RM5 or less.
Do this just twice a week, and you’ll save at least RM20.
(Plus, you’ll lowkey become a meal prep legend.)
🧾 3. Review Subscriptions Monthly (Save RM10/week)
Netflix + Spotify + gym + that app you forgot about = 📉 RM80/month?
Cancel what you don’t use. Downgrade what you don’t need.
That’s your money back in your pocket.
📦 4. Use a 24-Hour Cart Rule Before Buying Online (Save RM10+/week)
Add to cart. Wait 24 hours.
If you still want it, buy it. If not, congrats — you just dodged an impulse buy.
This one habit can save you hundreds over time.
🛍️ 5. Grocery Shop With a List (Save RM10/week)
No list = random snacks + 3 bottles of kicap you don’t need.
Go in with a plan. Stick to it.
You’ll save time and money.
🚗 6. Carpool or Use Public Transport Once a Week (Save RM15+/week)
Just one day of carpooling or taking the train = savings on fuel + toll + parking.
If you WFH, even better — that’s 100% free!
🛒 7. Always Check for Vouchers/Promos Before Paying (Save RM10/week)
Shopee, Grab, Foodpanda — they always have codes.
It takes 30 seconds to search, and you’ll often knock off RM5–RM10 easy.
🧼 8. Take Better Care of Your Stuff (Save RM5+/week)
Clean your shoes. Service your laptop. Fold your clothes properly.
Taking care of what you already own = fewer replacements needed.
🧠 9. Unfollow Accounts That Make You Want to Spend (Save RM10+/week)
Your feed affects your wallet.
Unfollow “buy now!” content, follow “build wealth” content instead.
Out of sight = out of cart.
📊 10. Track Your Spending Weekly (Save RM10–RM50/week)
This one’s magic. Once you’re aware of where your money goes, you’ll naturally start spending less.
Just write it down or use a free app. That’s it.
💰 Weekly Savings Breakdown:
| Habit | Est. Saved |
|---|---|
| DIY Drinks | RM15 |
| Pack Lunch 2x/Week | RM20 |
| Cancel Unused Subscriptions | RM10 |
| 24-Hour Cart Rule | RM10 |
| Grocery List Discipline | RM10 |
| Carpool/Public Transport | RM15 |
| Voucher Hunt | RM10 |
| Maintain Your Stuff | RM5 |
| Curate Your Social Feed | RM10 |
| Weekly Expense Tracking | RM10–50 |
Total = RM115–RM165/week saved
Final Thoughts
These micro-habits are like little money muscles.
Do them consistently, and they’ll make you financially stronger over time 💪
No stress. No deprivation. Just smarter living.
Start with 1 or 2. Build from there. Your wallet will feel the difference within weeks.
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